Office Depot OfficeMax Business Credit Card Review for 2024

This article is part of a larger series on Best Small Business Credit Cards.

Office Depot ® OfficeMax ® Business Credit Card, issued by Citibank N.A., is best for those who shop at Office Depot and OfficeMax frequently, with credit scores that range from 640 to 850. It offers a $50 credit on your first purchase of $150 or more. It also has flexible payment terms, making budgeting easier, especially for those using business credit cards for the first time.

If you wish to compare one card over another, select a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.

Office Depot® OfficeMax® Business Credit Card

Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.

Those who regularly make purchases at Office Depot and OfficeMax

on Office Depot® OfficeMax® Business Credit Card's secure website.

Overview

Card Details

• 2% back on supplies, furniture, technology, and other eligible items
• Members-only savings that are only available to Rewards members, such as 100% back in rewards on batteries and 20% back in rewards on qualifying purchases
• $2 in rewards if you recycle both your ink and toner cartridges (with a minimum $10 purchase and up to 10 cartridges per month)

Pros & Cons

• With rewards for new and existing cardholders
• Available to applicants with Fair credit
• Charges $0 annual fees

• Need for you to be enrolled in the Rewards Program to get cashback rewards
• Can only be used at Office Depot and OfficeMax stores

Additional Features

• Office Depot® OfficeMax® Rewards Program: A free program where active members can get up to 2% cashback in rewards on their go-to supplies, furniture, equipment, and more.
• Itemized billing statements: Office Depot provides relevant information that can help business owners do proper budget allocation and forecasting of expenses when using their credit cards.

• 2% back on supplies, furniture, technology, and other eligible items
• Members-only savings that are only available to Rewards members, such as 100% back in rewards on batteries and 20% back in rewards on qualifying purchases
• $2 in rewards if you recycle both your ink and toner cartridges (with a minimum $10 purchase and up to 10 cartridges per month)

Pros

• With rewards for new and existing cardholders
• Available to applicants with Fair credit
• Charges $0 annual fees

Cons

• Need for you to be enrolled in the Rewards Program to get cashback rewards
• Can only be used at Office Depot and OfficeMax stores

• Office Depot® OfficeMax® Rewards Program: A free program where active members can get up to 2% cashback in rewards on their go-to supplies, furniture, equipment, and more.
• Itemized billing statements: Office Depot provides relevant information that can help business owners do proper budget allocation and forecasting of expenses when using their credit cards.

on Office Depot® OfficeMax® Business Credit Card's secure website.

When grading business credit cards like the Office Depot® OfficeMax® Business Credit Card, we first consider the ongoing and introductory rewards. We also take into account the annual fee, introductory and ongoing annual percentage rates (APRs), and other card benefits.

Who the Office Depot ® OfficeMax ® Business Credit Card Is Best For

• Those who purchase office supplies at Office Depot and OfficeMax regularly: Cardholders who regularly shop for office supplies at Office Depot and OfficeMax will receive exclusive offers and special savings.

Office Depot ® OfficeMax ® Business Credit Card Rewards

Business owners can apply for the Office Depot® OfficeMax® Rewards Program for free. It offers the following benefits:

• $50 off on your first purchase of $150 or more (through statement credit) within the first 60 days of opening an account
• 2% back on supplies, furniture, technology, and other eligible items
• $2 in rewards if you recycle both your ink and toner cartridges (with a minimum $10 purchase and up to 10 cartridges per month)
• Rewards for product reviews on up to a maximum of three reviews per month
• Rewards members-only savings, such as 100% back in rewards on batteries and 20% back in rewards on qualifying purchases

You can unlock VIP status by spending $500 or more within a 365-day period. Those with VIP status can earn the following rewards:

• 5% in rewards on ink, toner, paper, and print services
• Free delivery with no minimum purchase required (excludes most furniture, oversize items, and special order items)
• Exclusive VIP perks, such as birthday offers

Office Depot ® OfficeMax ® Business Credit Card Calculator

Use our calculator to compute the potential rewards you might earn from using the Office Depot ® OfficeMax ® Business Credit Card. Input your projected monthly spending per category—and let our calculator do the rest.

How To Redeem Office Depot ® OfficeMax ® Business Credit Card Rewards

Rewards earned through the program are issued as a rewards certificate and can only be redeemed at an Office Depot or OfficeMax store. Note that reward certificates cannot be used on purchases of any gift or prepaid cards and can be redeemed up to a limit of three transactions in-store per day.

Office Depot ® OfficeMax ® Business Credit Card Features

• Itemized billing statements: Office Depot provides relevant information that can help business owners do proper budget allocation and forecasting of expenses when using their credit cards.
• Flexible payments: Take advantage of flexible payment options: Carry a balance or choose to pay in full. Learn more about this feature by visiting an Office Depot OfficeMax store or by calling (800) 729-7744.

Office Depot ® OfficeMax ® Business Credit Card Fees

APRs

• Ongoing: 23.99%
• Cash advance: 29.90%
• Default APR: 29.99%, which will trigger if you are under any card agreement with Office Depot ® OfficeMax ®

Fees

• Annual fees: None
• Minimum interest charge: $2
• Late payment fees:
  • $15 on balances up to $100
  • $29 on balances of $100 to $250
  • $39 on balances of $250 and over

  Your due date is at least 20 days if you pay the total balance in full by the due date every billing period.

  How To Make Payments
  • Online: Business owners can pay their bills online.
  • Phone: Call (800) 729-7744, Monday through Friday, 8 a.m. to 7 p.m. Eastern time.
  • Mail: You can mail your payment to:

  Office Depot OfficeMax
  PO Box 78004
  Phoenix, AZ 85062-8004